When buying a property, it is generally advisable for the buyer to work with their own buyer’s agent or commonly known as selling agent rather than the listing agent. Here are some reasons why: 1. Representation: – The listing agent represents the seller’s interests. Their primary duty is to get the best deal for the […]

Recently, real estate insurance, particularly homeowner’s insurance, has been a topic of concern due to various factors, including wildfire risks. The availability and cost of homeowner’s insurance can be impacted by several factors, not limited to just high fire zone areas. Here are some key points to consider: 1. Wildfire Risk: – High wildfire risk […]

Title insurance is a type of insurance that protects both lenders and property buyers from financial losses related to problems with the title to a property. Here’s how it works in California: 1. Title Search: – When you buy a property, a title company conducts a thorough title search to examine public records and verify […]

Becoming a homeowner on a first-time buyer budget can be challenging, but with careful planning, budgeting, and a bit of creativity, it’s possible to achieve your goal of homeownership. Here are steps and tips to help you get started: 1. Determine Your Budget: – Assess your current financial situation, including your income, expenses, savings, and […]

In California, “Mello-Roos” is a term that refers to a special property tax assessment district used to finance infrastructure and public services in newly developed areas. Mello-Roos districts are established by local governments, such as cities or counties, and they are named after the two California legislators, Henry Mello and Mike Roos, who co-authored the […]