Blog - Peyman Moshref

Buyers

Understanding FICO Score

The FICO score is a credit score used by lenders to assess your creditworthiness, essentially how likely you are to repay borrowed money. It’s named after the company that developed it, Fair Isaac Corporation. The score typically ranges from 300 to 850, with higher scores indicating better credit health. Here’s a general breakdown of what […]
Buyers, Sellers

HOA Disclosures

When reviewing HOA (Homeowners Association) disclosures while preparing to sell or buy a unit, you can expect several documents that provide crucial information about the property and the association. These typically include: 1. CC&Rs (Covenants, Conditions, and Restrictions): – These are the rules and regulations that govern the community. They outline what residents can and […]
Buyers

Buyer Representation Agreement

A buyer’s representation agreement, also known as a buyer broker agreement, is a contract between a prospective home buyer and a real estate agent or broker. This agreement outlines the terms and conditions under which the agent or broker will represent the buyer in their property search and eventual purchase. Key components of a buyer’s […]
Sellers

Criteria on Selecting Listing Agent

Selecting the right listing agent is a crucial step in selling your property. Here are important criteria to consider when interviewing and selecting your listing agent: 1. Experience: – Look for an agent with a proven track record in your local market. Experience can bring valuable insights and expertise in pricing, marketing, and negotiating. 2. […]